What's Actually Driving Mortgage Rates Right Now (And What It Means If You're Thinking About Moving)

Whitney Pauley

Published on: 16/05/2026

Mortgage rates are sitting at 6.62% right now, and most people don't know why.

Housing Market InsightsHome Loan Planningfirst time home buyer

Should First-Time Buyers Wait for Mortgage Rates to Drop in 2026?

Whitney Pauley

Published on: 09/05/2026

When rates fall, sidelined buyers flood back in and prices rise, but the rate is refinanceable while the purchase price is not.

Mortgage Rate TrendsMortgage Strategyfirst time home buyer

Whitney Pauley

Published on: 07/04/2026

The real answer — not just "20%.

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